There is little question that getting a mortgage loan is a complex process. You wouldn’t be visiting our site if it were possible to fill out a simple loan app and receive a great loan funded in one day. We do the heavy lifting for you, so you can concentrate on what’s important — preparing to move into your new home or saving money.

There are five main steps involved in getting a loan.




Determine your maximum loan amount.


Seek Pre-Approval

Find out how much you can afford.



House-hunt with confidence.


Processing & Underwriting

Completing the mortgage & closing on time.


Closing &

Cleared to close. Congratulations!

Audra went above & beyond to expedite the process. She kept in constant contact by email & phone, answering my many questions & concerns in a very timely manor. Explanation of the process was clear easy to understand.”

Dean S.

Audra was extremely knowledgeable and awesome to work with. We were first time home buyers and she walked us through the process and explained everything along the way. She made the process so easy and if we had to start from the beginning we would definitely work with Audra again!

Courtney B.

The process was explained and any questions I had were answered. As a new property owner, I had many questions as I did not know the process-I felt confident to let Audra handle everything knowing that she could advise and help me make the right choice. She had a good partnership with the attorney’s office and this was done in a surprisingly short time.

Mary A.

Audra was amazing! As a first time buyer, she walked me through all the steps required to complete the loan. Audra was available to answer all of my questions and help ease my fears of the unknown. We met several times to review and complete the required applications and she kept me in the loop throughout the entire process, Audra was patient, caring and empathetic. I felt confident with her level of expertise and would gladly recommend her to others in need of mortgage services.

Kelly B.

It was a great experience working with Audra. She was a pleasure to deal with and she was super knowledgeable and quick to respond to my many questions. I would definitely work with her again and recommend her.

Marrion F.