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Continue negotiating after the inspection. If a flaw is discovered during your home inspection, use it to your advantage. Even after inspections, you still have another chance to get a great deal. Staying under budget when buying a home gives you extra cash to add the upgrades and decor youโ€™ve always wanted. #TipTuesday

๐Ÿก ๐—™๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐˜„๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—ข๐—ฐ๐˜๐—ผ๐—ฏ๐—ฒ๐—ฟ ๐Ÿญ๐Ÿด๐˜๐—ต, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿญ

๐—ฅ๐—ฒ๐—ฐ๐—ฎ๐—ฝ ๐—ผ๐—ณ ๐—น๐—ฎ๐˜€๐˜ ๐˜„๐—ฒ๐—ฒ๐—ธ: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜€๐—น๐—ถ๐—ด๐—ต๐˜๐—น๐˜† ๐˜„๐—ผ๐—ฟ๐˜€๐—ฒ ๐Ÿ‘Ž
Average mortgage rates ended the week just slightly worse, as concerns about inflation pushed yields higher. Overall rates remained low though, with only a small increase in rebate pricing - the credit you get towards closing costs from your lender, or the fee you pay to get a lower rate, often called 'points'.

๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—™๐—ผ๐—ฟ๐—ฒ๐—ฐ๐—ฎ๐˜€๐˜: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜„๐—ถ๐—น๐—น ๐—ฟ๐—ฒ๐—บ๐—ฎ๐—ถ๐—ป ๐—น๐—ผ๐˜„ ๐—ฏ๐˜‚๐˜ ๐˜‚๐—ป๐—น๐—ถ๐—ธ๐—ฒ๐—น๐˜† ๐˜๐—ผ ๐—ถ๐—บ๐—ฝ๐—ฟ๐—ผ๐˜ƒ๐—ฒ ๐Ÿ‘Ž
Average mortgage rates are not likely to get much worse this week, but are also unlikely to improve from here. Rates are slowly creeping higher as the economy continues to recover and we get closer to the Fed tapering back bond purchases that have kept rates low during the pandemic.

๐Ÿ—“๏ธ ๐—ช๐—ต๐—ฎ๐˜'๐˜€ ๐—ฎ๐—ณ๐—ณ๐—ฒ๐—ฐ๐˜๐—ถ๐—ป๐—ด ๐—ฟ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜๐—ต๐—ถ๐˜€ ๐˜„๐—ฒ๐—ฒ๐—ธ:
- Economic data: Although there is a lot of housing data this week, there is little data that should have a direct impact on mortgage rates.
- Inflation concerns: Continued concerns about inflation could pressure rates higher this week.
- Fed stimulus: The Fed continues to buy Treasuries and mortgage bonds, helping keep mortgage rates low. However, rates are creeping up as investors prepare for the Fed to reduce the amount of bonds being purchased, with expectations that tapering could start in November.

#mortgages #mortgagerates #realestate #mortgageinterest #homebuyingtips #realestateadvice #refinance
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๐Ÿก ๐—™๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐˜„๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—ข๐—ฐ๐˜๐—ผ๐—ฏ๐—ฒ๐—ฟ ๐Ÿญ๐Ÿด๐˜๐—ต, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿญ

๐—ฅ๐—ฒ๐—ฐ๐—ฎ๐—ฝ ๐—ผ๐—ณ ๐—น๐—ฎ๐˜€๐˜ ๐˜„๐—ฒ๐—ฒ๐—ธ: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜€๐—น๐—ถ๐—ด๐—ต๐˜๐—น๐˜† ๐˜„๐—ผ๐—ฟ๐˜€๐—ฒ ๐Ÿ‘Ž 
Average mortgage rates ended the week just slightly worse, as concerns about inflation pushed yields higher. Overall rates remained low though, with only a small increase in rebate pricing - the credit you get towards closing costs from your lender, or the fee you pay to get a lower rate, often called points.

๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—™๐—ผ๐—ฟ๐—ฒ๐—ฐ๐—ฎ๐˜€๐˜: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜„๐—ถ๐—น๐—น ๐—ฟ๐—ฒ๐—บ๐—ฎ๐—ถ๐—ป ๐—น๐—ผ๐˜„ ๐—ฏ๐˜‚๐˜ ๐˜‚๐—ป๐—น๐—ถ๐—ธ๐—ฒ๐—น๐˜† ๐˜๐—ผ ๐—ถ๐—บ๐—ฝ๐—ฟ๐—ผ๐˜ƒ๐—ฒ ๐Ÿ‘Ž 
Average mortgage rates are not likely to get much worse this week, but are also unlikely to improve from here. Rates are slowly creeping higher as the economy continues to recover and we get closer to the Fed tapering back bond purchases that have kept rates low during the pandemic. 

๐Ÿ—“๏ธ ๐—ช๐—ต๐—ฎ๐˜๐˜€ ๐—ฎ๐—ณ๐—ณ๐—ฒ๐—ฐ๐˜๐—ถ๐—ป๐—ด ๐—ฟ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜๐—ต๐—ถ๐˜€ ๐˜„๐—ฒ๐—ฒ๐—ธ:
- Economic data: Although there is a lot of housing data this week, there is little data that should have a direct impact on mortgage rates.
- Inflation concerns: Continued concerns about inflation could pressure rates higher this week.
- Fed stimulus: The Fed continues to buy Treasuries and mortgage bonds, helping keep mortgage rates low. However, rates are creeping up as investors prepare for the Fed to reduce the amount of bonds being purchased, with expectations that tapering could start in November.

#mortgages #mortgagerates #realestate #mortgageinterest #homebuyingtips #realestateadvice #refinance

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It was great seeing you Audra!! Thank you so much for your support and sponsorship!

I should have made the trip up there

It's so great seeing you and catching up!

๐Ÿก ๐—™๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐˜„๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—ข๐—ฐ๐˜๐—ผ๐—ฏ๐—ฒ๐—ฟ ๐Ÿญ๐Ÿญ๐˜๐—ต, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿญ

๐—ฅ๐—ฒ๐—ฐ๐—ฎ๐—ฝ ๐—ผ๐—ณ ๐—น๐—ฎ๐˜€๐˜ ๐˜„๐—ฒ๐—ฒ๐—ธ: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜€๐—น๐—ถ๐—ด๐—ต๐˜๐—น๐˜† ๐—ต๐—ถ๐—ด๐—ต๐—ฒ๐—ฟ ๐Ÿ‘Ž
Average mortgage rates crept up last week as markets reacted to lower unemployment and the likelihood that the Fed will begin reducing the bond purchases that have kept mortgage rates low for over a year.

๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—™๐—ผ๐—ฟ๐—ฒ๐—ฐ๐—ฎ๐˜€๐˜: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—น๐—ถ๐—ธ๐—ฒ๐—น๐˜† ๐˜๐—ผ ๐—ด๐—ฒ๐˜ ๐˜„๐—ผ๐—ฟ๐˜€๐—ฒ ๐Ÿ‘Ž
Average mortgage rates this week could continue to get worse during a holiday shortened week as markets react to both consumer and wholesale inflation data and retail sales reports. It is unlikely that we will see rates improve from here, so you may want to discuss the benefits of locking in a rate with your mortgage professional.

๐Ÿ—“๏ธ ๐—ช๐—ต๐—ฎ๐˜'๐˜€ ๐—ฎ๐—ณ๐—ณ๐—ฒ๐—ฐ๐˜๐—ถ๐—ป๐—ด ๐—ฟ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜๐—ต๐—ถ๐˜€ ๐˜„๐—ฒ๐—ฒ๐—ธ:
- Economic data: A busy week for data, with both consumer and wholesale inflation as well as retails sales data that could affect rates. There are also a few Treasury auctions that investors may react to that could affect rates. Overall this week's economic data isn't likely to help rates improve.
- Fed stimulus: The Fed continues to buy Treasuries and mortgage bonds, helping keep mortgage rates low. However, rates are creeping up as investors prepare for the Fed to reduce the amount of bonds being purchased, with expectations that tapering could start in November.

#mortgages #mortgagerates #realestate #mortgageinterest #homebuyingtips #realestateadvice #refinance
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๐Ÿก ๐—™๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐˜„๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—ข๐—ฐ๐˜๐—ผ๐—ฏ๐—ฒ๐—ฟ ๐Ÿญ๐Ÿญ๐˜๐—ต, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿญ

๐—ฅ๐—ฒ๐—ฐ๐—ฎ๐—ฝ ๐—ผ๐—ณ ๐—น๐—ฎ๐˜€๐˜ ๐˜„๐—ฒ๐—ฒ๐—ธ: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜€๐—น๐—ถ๐—ด๐—ต๐˜๐—น๐˜† ๐—ต๐—ถ๐—ด๐—ต๐—ฒ๐—ฟ ๐Ÿ‘Ž 
Average mortgage rates crept up last week as markets reacted to lower unemployment and the likelihood that the Fed will begin reducing the bond purchases that have kept mortgage rates low for over a year.

๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—™๐—ผ๐—ฟ๐—ฒ๐—ฐ๐—ฎ๐˜€๐˜: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—น๐—ถ๐—ธ๐—ฒ๐—น๐˜† ๐˜๐—ผ ๐—ด๐—ฒ๐˜ ๐˜„๐—ผ๐—ฟ๐˜€๐—ฒ ๐Ÿ‘Ž 
Average mortgage rates this week could continue to get worse during a holiday shortened week as markets react to both consumer and wholesale inflation data and retail sales reports. It is unlikely that we will see rates improve from here, so you may want to discuss the benefits of locking in a rate with your mortgage professional.

๐Ÿ—“๏ธ ๐—ช๐—ต๐—ฎ๐˜๐˜€ ๐—ฎ๐—ณ๐—ณ๐—ฒ๐—ฐ๐˜๐—ถ๐—ป๐—ด ๐—ฟ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜๐—ต๐—ถ๐˜€ ๐˜„๐—ฒ๐—ฒ๐—ธ:
- Economic data: A busy week for data, with both consumer and wholesale inflation as well as retails sales data that could affect rates. There are also a few Treasury auctions that investors may react to that could affect rates. Overall this weeks economic data isnt likely to help rates improve.
- Fed stimulus: The Fed continues to buy Treasuries and mortgage bonds, helping keep mortgage rates low. However, rates are creeping up as investors prepare for the Fed to reduce the amount of bonds being purchased, with expectations that tapering could start in November.

#mortgages #mortgagerates #realestate #mortgageinterest #homebuyingtips #realestateadvice #refinance
New 5.0-star Review: Audra made the process for myself and my family very smooth. She is very personable and professional at the same time. She communicated very well everything that was required from us which made the task easy to complete. Overall it has been a wonderful experience.
New 5.0-star Review: Audra made the process for myself and my family very smooth. She is very personable and professional at the same time. She communicated very well everything that was required from us which made the task easy to complete. Overall it has been a wonderful experience.

๐—ช๐—ต๐—ฎ๐˜ ๐—ฑ๐—ผ ๐—ฟ๐—ถ๐˜€๐—ถ๐—ป๐—ด ๐—บ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฟ๐—ฎ๐˜๐—ฒ๐˜€ ๐—บ๐—ฒ๐—ฎ๐—ป ๐—ณ๐—ผ๐—ฟ ๐˜†๐—ผ๐˜‚? ๐Ÿ˜ฒ

Well, that depends.

๐Ÿ’ฐ ๐—œ๐—ณ ๐˜†๐—ผ๐˜‚'๐˜ƒ๐—ฒ ๐—ฏ๐—ฒ๐—ฒ๐—ป ๐˜๐—ต๐—ถ๐—ป๐—ธ๐—ถ๐—ป๐—ด ๐—ฎ๐—ฏ๐—ผ๐˜‚๐˜ ๐—ฟ๐—ฒ๐—ณ๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ป๐—ด but putting it off thinking low rates would be around for awhile or waiting for rates to hit bottom, then it means it is time for us to talk. Procrastinating from here could cost you money, so you might want to make a conversation a priority.

๐Ÿก ๐—œ๐—ณ ๐˜†๐—ผ๐˜‚'๐—ฟ๐—ฒ ๐—ผ๐˜‚๐˜ ๐—ต๐—ผ๐˜‚๐˜€๐—ฒ ๐—ต๐˜‚๐—ป๐˜๐—ถ๐—ป๐—ด, rising rates are not something to panic about. Rates remain very near record low levels, and although they are creeping up a bit they won't keep rising for long. You should however reach out to me so we can discuss if it affects your purchasing power, and how much of a payment change you may see. For most borrowers, it will not be a large monthly increase, and in some cases may simply mean a little bit more in closing costs to get that same low rate you've had your eye on.

๐Ÿ‘‰ ๐—™๐—ฒ๐—ฒ๐—น ๐—ณ๐—ฟ๐—ฒ๐—ฒ ๐˜๐—ผ ๐—ฟ๐—ฒ๐—ฎ๐—ฐ๐—ต ๐—ผ๐˜‚๐˜ ๐˜๐—ผ ๐—บ๐—ฒ ๐˜€๐—ผ ๐˜„๐—ฒ ๐—ฐ๐—ฎ๐—ป ๐—ฑ๐—ถ๐˜€๐—ฐ๐˜‚๐˜€๐˜€ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ถ๐—ป๐—ฑ๐—ถ๐˜ƒ๐—ถ๐—ฑ๐˜‚๐—ฎ๐—น ๐˜€๐—ถ๐˜๐˜‚๐—ฎ๐˜๐—ถ๐—ผ๐—ป, ๐—ฎ๐—ป๐—ฑ ๐˜„๐—ต๐—ฎ๐˜ ๐—ฟ๐—ถ๐˜€๐—ถ๐—ป๐—ด ๐—ฟ๐—ฎ๐˜๐—ฒ๐˜€ ๐—บ๐—ฒ๐—ฎ๐—ป ๐˜๐—ผ ๐˜†๐—ผ๐˜‚. Let me take the guesswork out of it, and I can help you take the right steps to get a great low rate before rates go up too much further. You can call or text me, or reach out by private message or email... whatever is easier for you.

๐—œ ๐—น๐—ผ๐—ผ๐—ธ ๐—ณ๐—ผ๐—ฟ๐˜„๐—ฎ๐—ฟ๐—ฑ ๐˜๐—ผ ๐—ต๐—ฒ๐—ฎ๐—ฟ๐—ถ๐—ป๐—ด ๐—ณ๐—ฟ๐—ผ๐—บ ๐˜†๐—ผ๐˜‚ ๐˜€๐—ผ๐—ผ๐—ป.

#mortgages #mortgagerates #realestate #mortgageinterest #homebuyingtips #realestateadvice #refinance
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๐—ช๐—ต๐—ฎ๐˜ ๐—ฑ๐—ผ ๐—ฟ๐—ถ๐˜€๐—ถ๐—ป๐—ด ๐—บ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฟ๐—ฎ๐˜๐—ฒ๐˜€ ๐—บ๐—ฒ๐—ฎ๐—ป ๐—ณ๐—ผ๐—ฟ ๐˜†๐—ผ๐˜‚? ๐Ÿ˜ฒ

Well, that depends.

๐Ÿ’ฐ ๐—œ๐—ณ ๐˜†๐—ผ๐˜‚๐˜ƒ๐—ฒ ๐—ฏ๐—ฒ๐—ฒ๐—ป ๐˜๐—ต๐—ถ๐—ป๐—ธ๐—ถ๐—ป๐—ด ๐—ฎ๐—ฏ๐—ผ๐˜‚๐˜ ๐—ฟ๐—ฒ๐—ณ๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ป๐—ด but putting it off thinking low rates would be around for awhile or waiting for rates to hit bottom, then it means it is time for us to talk. Procrastinating from here could cost you money, so you might want to make a conversation a priority.

๐Ÿก ๐—œ๐—ณ ๐˜†๐—ผ๐˜‚๐—ฟ๐—ฒ ๐—ผ๐˜‚๐˜ ๐—ต๐—ผ๐˜‚๐˜€๐—ฒ ๐—ต๐˜‚๐—ป๐˜๐—ถ๐—ป๐—ด, rising rates are not something to panic about. Rates remain very near record low levels, and although they are creeping up a bit they wont keep rising for long. You should however reach out to me so we can discuss if it affects your purchasing power, and how much of a payment change you may see. For most borrowers, it will not be a large monthly increase, and in some cases may simply mean a little bit more in closing costs to get that same low rate youve had your eye on.

๐Ÿ‘‰ ๐—™๐—ฒ๐—ฒ๐—น ๐—ณ๐—ฟ๐—ฒ๐—ฒ ๐˜๐—ผ ๐—ฟ๐—ฒ๐—ฎ๐—ฐ๐—ต ๐—ผ๐˜‚๐˜ ๐˜๐—ผ ๐—บ๐—ฒ ๐˜€๐—ผ ๐˜„๐—ฒ ๐—ฐ๐—ฎ๐—ป ๐—ฑ๐—ถ๐˜€๐—ฐ๐˜‚๐˜€๐˜€ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ถ๐—ป๐—ฑ๐—ถ๐˜ƒ๐—ถ๐—ฑ๐˜‚๐—ฎ๐—น ๐˜€๐—ถ๐˜๐˜‚๐—ฎ๐˜๐—ถ๐—ผ๐—ป, ๐—ฎ๐—ป๐—ฑ ๐˜„๐—ต๐—ฎ๐˜ ๐—ฟ๐—ถ๐˜€๐—ถ๐—ป๐—ด ๐—ฟ๐—ฎ๐˜๐—ฒ๐˜€ ๐—บ๐—ฒ๐—ฎ๐—ป ๐˜๐—ผ ๐˜†๐—ผ๐˜‚. Let me take the guesswork out of it, and I can help you take the right steps to get a great low rate before rates go up too much further. You can call or text me, or reach out by private message or email... whatever is easier for you.

๐—œ ๐—น๐—ผ๐—ผ๐—ธ ๐—ณ๐—ผ๐—ฟ๐˜„๐—ฎ๐—ฟ๐—ฑ ๐˜๐—ผ ๐—ต๐—ฒ๐—ฎ๐—ฟ๐—ถ๐—ป๐—ด ๐—ณ๐—ฟ๐—ผ๐—บ ๐˜†๐—ผ๐˜‚ ๐˜€๐—ผ๐—ผ๐—ป.

#mortgages #mortgagerates #realestate #mortgageinterest #homebuyingtips #realestateadvice #refinance
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