This program allows borrowers to use alternative forms of income documentation to qualify for a loan.
Our loan programs are designed around the needs of self-employed borrowers, featuring common-sense underwriting that considers their unique income documentation challenges.
We are offering a new Bank Statement Mortgage Program. This program can be the solution for self employed borrowers.
Are you self-employed? Do you earn seasonal income? Are you a consultant, promoter, tax-preparer, freelancer, artist or other professional with an irregular income stream? If so, our Bank Statement Program may be perfect for you!
The majority of self employed borrowers can qualify for bank statement mortgage loans. Did you know that bank statement deposits count as qualifying income for buying or refinancing your home? No Tax Returns, no paystubs and no W2s required.
How does it work?
Instead of requiring years of tax documents, W-2s, or proof of regular payroll checks, we base our lending decision on your bank statements. Even if you earn your income in just part of the year, as long as you maintain bank accounts documenting your income stream we can help!